We have many resources to make your banking easier:

Regular Checking

Free Checking

Single Club/Joint Club Account

Senior Citizen benefits

NOW – Interest Checking

Money Market Account

Savings Account

Individual Retirement Savings Account

Individual Retirement Certificates of Deposit Account

Certificates of Deposit

Valley Gold

Regular Checking

• Pay only $4.50 per month.  No monthly fee will be charged if your daily balance remains at or above $400.00.

• Write as many checks as you like, no limit or additional fees

• ATM Card/Debit Card

• Image Statements

• $100.00 to open

 Free Checking        (return to top)

• No monthly fee or minimum balance required

• Write as many checks as you like, no limit or additional fee

• First 50 duplicate checks produced at no charge

• Statements (non-image)

• ATM Card/Debit Card

• $100.00 to open

Single Club Account or Joint Club Account        (return to top)

• No minimum balance required

• $5.00 monthly service charge for Single Club Accounts and $6.00 monthly service charge for Joint Club Accounts provides the following services:

• Free selected checks for as long as you have the account

• Free Traveler’s Checks, Cashier’s Checks and Money Orders

• Accidental Death Insurance

• Credit Card Protection

• Nationwide Discount Program

• Image Statements

• ATM Card/Debit Card

• $100.00 to open

Senior Citizens for Customers 60 and over (return to top)

• Free selected checks for as long as you have the account

• No monthly fee

• No minimum balance requirement

• $100.00 to open

• Image Statements

• ATM Card/Debit Card

Now – Interest Checking        (return to top)

• Pay only $6.00 per month.  No monthly fee will be charged if your daily balance remains at or above $500.00.

• Write as many checks as you like, no limit or additional fees

• Interest is earned on collected balances and credited on statement monthly

• No monthly fee with a $500.00 minimum balance

• Image statements

• ATM Card/Debit Card

• $100.00 to open

Money Market Account        (return to top)

• Pay only $7.50 per month.  No monthly fee will be charged if your daily balance remains at or above $2,500.00.

• Interest is earned on collected balance and credited on statement monthly

• Up to six withdrawals per statement cycle (3 of which can be checks)

• $2,500.00 to open

• ATM Card/Debit Card

• Image Statements

Savings Account        (return to top)

• Pay only $3.00 per month.  No monthly fee will be charged if your daily balance remains at or above $100.00. (No monthly fees for minor’s accounts.)

• Interest rate based on collected balances, compounded daily, paid quarterly

• Itemized quarterly statement

• $100.00 to open

• $1.00 fee on each withdrawal when there are more than 3 per quarter

Individual Retirement Savings Account  (return to top)

• No fee account

• Interest compounded daily, paid quarterly

• Itemized quarterly statement

• $50.00 to open

Certificate of Deposit – IRA        (return to top)

• No fee account

• Interest compounded daily, interest paid quarterly

• Minimum $l,000.00 opening deposit

• 12 or 24 month maturity

Certificates of Deposit        (return to top)

• 3, 6, 12, 18,24, 36, 48 and 60 month CD

Valley Gold        (return to top)

• $500.00 to open

• $10.00 service charge if balance drops below $1,000.00 any day of the month

• Interest rate is tiered.  Will compound daily and pay monthly

• Unlimited check writing

• Interest rate may change at any time

• Image Statements

Please call (970) 533-7736 for current rates.