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We have many resources to make your banking easier:

Regular Checking

Free Checking

Senior Citizen benefits

NOW – Interest Checking

Money Market Account

Savings Account

Individual Retirement Savings Account

Individual Retirement Certificates of Deposit Account

Certificates of Deposit

Valley Gold

Regular Checking

  • Pay only $4.50 per month.  No monthly fee will be charged if your daily balance remains at or above $400.00.

  • Write as many checks as you like, no limit or additional fees

  • ATM Card/Debit Card *

  • Image Statements

  • $100.00 to open

 Free Checking        (return to top)

  • No monthly fee or minimum balance required

  • Write as many checks as you like, no limit or additional fee

  • First 50 duplicate checks produced at no charge

  • Statements (non-image)

  • ATM Card/Debit Card *

  • $100.00 to open

Senior Citizens for Customers 60 and over (return to top)

  • Free selected checks for as long as you have the account

  • No monthly fee

  • No minimum balance requirement

  • $100.00 to open

  • Image Statements

  • ATM Card/Debit Card *

Now – Interest Checking        (return to top)

  • Pay only $6.00 per month.  No monthly fee will be charged if your daily balance remains at or above $500.00.

  • Write as many checks as you like, no limit or additional fees

  • Interest is earned on collected balances and credited on statement monthly

  • No monthly fee with a $500.00 minimum balance

  • Image statements

  • ATM Card/Debit Card *

  • $100.00 to open

Money Market Account        (return to top)

  • Pay only $7.50 per month.  No monthly fee will be charged if your daily balance remains at or above $2,500.00.

  • Interest is earned on collected balance and credited on statement monthly

  • Up to six withdrawals per statement cycle

  • $2,500.00 to open

  • ATM Card/Debit Card *

  • Image Statements

  • Interest rate may change at any time.

Savings Account        (return to top)

  • Pay only $3.00 per month.  No monthly fee will be charged if your daily balance remains at or above $100.00. (No monthly fees for minor’s accounts.)

  • Interest rate based on collected balances, compounded daily, paid quarterly

  • Itemized quarterly statement

  • $100.00 to open

  • $1.00 fee on each withdrawal when there are more than 3 per quarter

  • Interest rate may change at any time.

Individual Retirement Savings Account  (return to top)

  • No fee account

  • Interest compounded daily, paid quarterly

  • Itemized quarterly statement

  • $50.00 to open

Certificate of Deposit – IRA        (return to top)

  • No fee account

  • Interest compounded daily, interest paid quarterly

  • Minimum $l,000.00 opening deposit

  • 12 or 24 month maturity

Certificates of Deposit        (return to top)

  • 3, 6, 12, 18, 21, 24, 36, 48 and 60 month CD

Valley Gold        (return to top)

  • $1,000.00 to open

  • $10.00 service charge if balance drops below $1,000.00 any day of the month

  • Interest rate is tiered.  Will compound daily and pay monthly

  • Unlimited check writing

  • Interest rate may change at any time

  • Image Statements

* A $1.00 monthly fee will be charged for ATM/Debit Card accounts.  Also, to reduce debit card risk to you and the bank, we will be limiting International transactions.  If you travel or make purchases internationally, please contact us to make special provisions ahead of time.

Please call (970) 533-7736 or (970) 565-5432 for current rates.


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Copyright © 2004 Mancos Valley Bank
Last modified: 11/12/09